What an inspiring and fun idea! Determine right now that you won't let it slip away from you. This is the place that so many people get "stuck", and quit looking for answers. Since you have 12 years to make this happen - and I congratulate you for starting early -- you have plenty of time to work out a plan that can be practical and yet keep you moving in that direction.

Here's my advice:

Write down 3 specific goals that will take you in the direction of your dream - they need to be very specific. For example, instead of just *thinking* that you need to save some money for this venture, write down "Save $100/month for the next 144 months (12 months x 12 years) using the automatic savings withdrawal plan of my employer for a total of $14,400. Invest for additional return". Start the savings account TODAY, with whatever amount you choose, even if it's $1/week in an envelope in your underwear drawer! Write out 2 more goals related to your dream just as specific (write and re-write them until they say exactly What you are going to do, When, and How.) They might include researching where you want to set up your Academy, or what other people have been doing, or learning additional skills that you will need, etc. You get the idea.

Next print them out in big letters and post them where you will see them every day -- on the refrigerator, in your car, on your computer.

It will also be important that you track your actions. Because you have a long lead time -- which is great -- it may be harder to keep up your momentum every day. Sometimes a Dream Board can be beneficial in helping you do this. Just get a piece of poster board or foam board, and start to collect pictures, words, etc. out of magazines that resemble what you see your life like in retirement. Let it come to life! Take it out of the *wishing* category, and create some concrete actions that will take you slowly but deliberately in the direction you want to go.

Good Luck! Kathy Gates, Professional Life Coach Real Life Coach www.reallifecoach.com 480.998.5843 "Those who do not create a future for themselves, must endure the future they get."

About the PowerHomeBiz.com Guide:  

The opinions expressed in this column are those of the author, not of PowerHomeBiz.com. Users should not treat the Guide's response as legal, accounting, or professional advice as all answers are intended to be general in nature. Such advice can only be properly given by qualified professionals who are fully aware of a user's specific geographical areas or circumstances, such as an attorney or accountant.